Personal Goals is a new feature within the Send app's Savings section that allows you to set specific savings targets and track your progress toward them. Instead of saving into a single general pool, you can create named goals with a defined target amount, each with its own progress tracker.
Your general savings balance and your Personal Goals balance are separate, but both are visible on the same Savings page, so you always have a complete picture of your total saved amount.
How to Set Up a Savings Goal
Step 1: Open the Send app and navigate to Savings
From the main screen, tap Savings to open your savings dashboard.
Navigation: Home > Savings
Step 2: Tap Start a savings goal
On the Savings page, tap the Start a savings goal prompt. This opens the Personal Goals screen.
Navigation: Savings > Start a savings goal
Step 3: Set up your goal
Fill in the following details on the Edit Goal screen:
• Goal name Give your goal a name that reflects what you are saving toward, for example New Car or Holiday Fund.
• Goal amount Enter the target amount you want to reach.
• Pick an emoji Choose an emoji that represents your goal. Available options include a car, house, plane, ring, books, shopping cart, lifebuoy, and money bag. You can also add a custom emoji.
Step 4: Save your goal
Once your details are filled in, confirm to create your goal. It will appear on the Personal Goals screen showing your current progress toward the target amount.
Navigation: Personal Goals > Your Goal Card
How to Add Funds to a Goal
Step 1: Open your goal
From the Savings page, tap your goal card under Personal Goals, or navigate to the Personal Goals screen and tap the goal you want to fund.
Navigation: Savings > Personal Goals > Your Goal Card
Step 2: Tap Add Funds
On the goal detail screen, tap the Add Funds button.
Step 3: Enter the deposit amount
Input the amount you want to add. Your available balance is displayed on screen. You can also tap MAX to deposit your full available balance.
Step 4: Review the deposit summary
Before confirming, review the estimated monthly earnings and 30-day projection. The deposit screen also highlights the following:
• Withdraw anytime: You retain full flexibility and can withdraw at any time.
• SEND rewards: You continue earning bonus SEND tokens on your deposited balance.
Step 5: Confirm the deposit
Tap Confirm deposit to add the funds to your goal. Your goal progress will update immediately.
How to Edit a Goal
You can update your goal name, target amount, or emoji at any time.
Step 1: Open your goal
Tap the goal card you want to edit from the Personal Goals screen.
Navigation: Savings > Personal Goals > Your Goal Card
Step 2: Tap the Edit icon
On the goal detail screen, tap the pencil icon in the top-right corner to open the Edit Goal screen.
Step 3: Make your changes
Update the goal name, goal amount, or emoji as needed.
Step 4: Save your changes
Confirm to save. Your goal card will reflect the updated details immediately.
Managing Multiple Goals
You can create more than one Personal Goal at a time. From the Personal Goals screen, tap Add another goal to set up a new goal. Each goal is tracked separately with its own name, emoji, target amount, and progress indicator.
Each goal card on the Personal Goals screen also includes three action icons:
Icon | Action |
Pencil | Edit the goal name, amount, or emoji |
Archive box | Archive the goal |
Pin | Pin the goal to keep it at the top of your list |
Important Your Personal Goals balance and your General Savings balance are separate. Funds added to a goal are tracked independently, but both balances contribute to your Total Value displayed at the top of the Savings page. Always check which balance you are adding funds to before confirming a deposit. |
FAQs (Frequently Asked Questions)
How many savings goals can I create?
You can create more than one Personal Goal. Tap Add another goal on the Personal Goals screen to add as many goals as you need.
Can I withdraw funds from a goal at any time?
Yes. The Send savings feature offers full flexibility. You can withdraw your funds at any time without any lock-up period or penalty.
What happens when I reach my goal?
Goals can be achieved once your deposited amount reaches the target you set. You can continue saving beyond the target or archive the goal once it is complete.
What does archiving a goal do?
Archiving a goal removes it from your active goals list. Use this to keep your Personal Goals screen tidy once a goal is complete or no longer active.
What is the pin icon on a goal card?
The pin icon allows you to pin a goal to the top of your Personal Goals list. This is useful when you have multiple goals and want to keep your most important one visible at the top.